Instant Online Loans in Nigeria: A personal loan can help you get over a financial hump, cover an unexpected expense, pay down debt faster or make a big-ticket purchase. Most personal loans are unsecured and readily available through banks, credit unions and online lenders.
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Urgent loan in Nigeria
There are several types of personal loans to choose from, including debt consolidation loans, home improvement loans, medical loans and wedding loans.
But before applying, you should know that there are multiple steps involved in the application process. It’s beneficial to familiarize yourself with those steps so you’ll know what to expect and avoid any surprises.
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What information to have before applying for a loan
Before you begin the process of applying for a personal loan, gather all the documents and information you need along the way.
Doing so will allow you to move through each step of the process efficiently and get your funds as quickly as possible.
The items you may need include the following:
- Personal identification, such as a driver’s license, National Identity Number (NIN) or passport.
- Proof of income
- Employer’s information, including the company name, your manager’s name and the phone number.
- Proof of residence, such as a utility bill with your name and address or a lease agreement.
List of Instant Online Loans in Nigeria Apps and Websites.
- FairMoney Loans – https://fairmoney.io
- Jumia Loans – https://pay.jumia.com.ng
- Renmoney Loans -https://renmoney.com
- My Specta Loans – https://www.myspecta.com
- QuickCheck Loans for Nigerians – https://quickcheck.ng
- Centage Savings and Loans Ltd
- Short Loans Nigeria Ltd – http://www.shortloansng.com/
- Divine Favour Loan Company
How to find the best personal loan rates
Personal loans are readily available through banks, credit unions and online lenders. So, it can be challenging to find products with competitive interest rates and other terms that work for you.
Sign up to get prequalified for a personal loan in under two minutes and compare options based on interest rates and fees.